Category: Artificial Intelligence
Is AI Profitable? The $1.4 Trillion Scorecard Nobody Wants to Talk About
Technology Strategy · AI Economics · May 2026Andrew Baker · Group CIO, Capitec Bank For the last three years, the technology industry has spoken about artificial intelligence with almost religious certainty. CEOs describe it as inevitable, venture capital firms describe it as transformational, and analysts describe it as the next industrial revolution. Every quarterly earnings […]
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The CVE Wave Is Coming. Most Organisations Are Not Prepared.
Published on andrewbaker.ninja It is 09:47 on a Tuesday morning. A researcher publishes a new CVE (Common Vulnerabilities and Exposures) for a widely deployed authentication library. The advisory goes live. Within minutes, an AI system on the other side of the world ingests the patch, reverse engineers it, identifies the memory corruption flaw the patch […]
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Hidden Bank Fees Exposed: How AI Will End Fee Smuggling
There is nowhere left to hide. For decades, banks built an elegant asymmetry into the relationship with their customers. The bank had a team of specialists, the time to design products, and the lawyers to draft disclosure documents that were technically correct and practically unreadable. The customer had a life to live and, at the […]
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The Leadership Handoff: How Learned Helplessness And Management Bottlenecks Are Slowing AI Era Organizations
1. The Rugby Lesson Most People Learn the Hard Way If you have ever played rugby, you learn very quickly what a handoff is. You approach a player too high, too upright, or too casually, and suddenly there is a massive palm in your face while your dignity disappears backwards across the grass. The handoff […]
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Claude Code Terminal Setup: iTerm2, CLAUDE.md, and the Configuration Most Guides Skip
1. The terminal should not look like punishment Most developer terminals look like they were designed by someone who believes productivity is a moral debt. Black box. Tiny text. No context. No colour discipline. No Git awareness. No visual hierarchy. No joy. That is not just an aesthetic complaint. It is a productivity complaint. The […]
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You Cannot Govern What You Cannot Measure: The Case for AI Evaluation Maturity
Most organisations deploying AI are flying blind. They have a model, a prompt, and a vague sense that it seems to work. They ran it past a few people internally, nobody objected loudly, and it shipped. That is not evaluation. That is hope wearing a business case. The image at the top of this post […]
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The Agentic Limerence Trap: When Productivity Becomes Emotional Avoidance
1. The Most Addictive Technology I Have Ever Used Agentic AI is the most addictive technology I have ever used, not because it numbs the mind or encourages passive consumption, but because it creates the overwhelming sensation that your intellectual and creative potential is finally becoming unconstrained. Most addictive systems in history eventually expose obvious […]
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Claude Code YOLO Mode: Scripting Your Way Past the “Auto Mode Not Available” Wall
Updated June 2026 to cover Auto mode GA, the classifier architecture, and a new script for tuning classifier false positives. When Claude Code displays “Auto mode not available for this model,” you can replicate its permissive behaviour by scripting direct edits to the settings.json file, which controls tool permissions. This approach temporarily grants Claude unrestricted […]
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The Full Context Product: How Agentic AI Redefines the Relationship Between Teams and the Software They Own
A variation on the dark factory thesis. Humans remain, humans are accountable, and what changes is everything else. 1. The Team That Memory Built There is a certain kind of organisational structure that forms not by design but by accumulated necessity. Take a low code onboarding system. It changes twice a year. It breaks twice […]
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The Dark Factory Fallacy: Why Banks Cannot Automate Their Way to Zero
Why the most powerful operational model in financial services already exists, almost nobody is copying it, and the people who should be leading the charge are the biggest obstacle to it. 1. What a Dark Factory Actually Is In advanced manufacturing, a dark factory is a facility that runs without human beings on the floor. […]
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