Author: Andrew Baker
Banking Complexity: Leadership Failure or Inevitable Growth?
If you look back over time at all once great companies, you will see that eventually simplicity gave way to scale. What are some of the risks that drive this? This is where many great banks lose their edge. But is this really a shared destiny for all banks, or did the leadership simply fail […]
Read more →How Low-Trust Organisations Destroy Delivery With Control
1. The Organisation That Optimised for Distrust I once worked in a company with spectacularly low trust. Everything took ages (like years), quality was inconsistent (at best),costs were extraordinary and there was almost no common understanding of why things were so bad. Clients were charged a small fortune for products that competitors could deliver at […]
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Why Forced Regular Stability Work Beats Reactive Fixes
Why do Companies Get Stability So Wrong? Most companies do not fail because they cannot innovate. They fail because they misjudge stability. Some organisations under invest. They chase features, growth, and deadlines while stability quietly drains away. Outages feel sudden. Incidents feel unfair. Leadership asks how this happened “out of nowhere”. Other organisations over invest. […]
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AI Engineering: How Small Teams Now Build at Scale
I have started writing production code again. Not prototypes. Not proofs of concept. Real systems. Real risk. Real consequences. At Capitec, a very small group of engineers is now tackling something that would historically have demanded hundreds of people: large scale rewrites of core internet banking capabilities. This is not happening because budgets magically increased […]
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Data vs Wisdom: Why More Information Isn’t Enough
Why More Information Doesn’t Mean More Understanding We’ve all heard the mantra: data is the new oil. It’s become the rallying cry of digital transformation programmes, investor pitches, and boardroom strategy sessions. But here’s what nobody mentions when they trot out that tired metaphor: oil stinks. It’s toxic. It’s extraordinarily difficult to extract. It requires […]
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Why Outsourcing Fails the Infinite Technology Game
1. Technology Is an Infinite Game and That Is the Point Technology has no finish line. There is no end state, no final architecture, no moment where you can stand back and declare victory and go home. It is an infinite game made up of a long sequence of hard fought battles, each one draining, […]
Read more →Protected: Neo by Capitec: AI Client Support That Resolves Issues Proactively
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Read more →Dublin Traceroute on macOS: Install & Usage Guide
Modern networks are far more complex than the simple point to point paths of the early internet. Equal Cost Multi Path (ECMP) routing, carrier grade NAT, and load balancing mean that packets from your machine to a destination might traverse entirely different network paths depending on flow hashing algorithms. Traditional traceroute tools simply cannot handle […]
Read more →macOS Touch ID & Password Timeout: Terminal Guide
Ever wondered how to adjust the time window before your Mac demands a password again after using Touch ID? Here’s how to configure these settings from the terminal. Screen Lock Password Delay The most common scenario is controlling how long after your screen locks before a password is required. This setting determines whether Touch ID […]
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DR Exercises Are Broken: Why Most Disaster Recovery Fails
Disaster recovery is one of the most comforting practices in enterprise technology and one of the least honest. Organisations spend significant time and money designing DR strategies, running carefully choreographed exercises, producing polished post exercise reports, and reassuring themselves that they are prepared for major outages. The problem is not intent. The problem is that […]
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