Banking Technology & Cybersecurity: Real-World Engineering
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Fraud systems, payments engineering, banking malware, and what building secure financial technology looks like inside one of Africas largest retail banks.
Finally, an AI That Understands Money, Part Three: Teaching It What Is Out of Character
Abnormal is always relative. An embedding computed in advance can hold an inbound payment before it arrives, and the same property explains where this approach fails. This is the last of three parts. Part one explains what Revolut’s PRAGMA is and how it works. Part two covers credit and financial inclusion. Where the first two […]
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Finally, an AI That Understands Money, Part Two: The Lending Market Hiding in Your Embeddings
Conventional lending has confused regularity with durability. An AI reading the transaction history directly measures what a payslip cannot, and in a market like South Africa that changes who is lendable at all. This is the second of three parts. Part one explains what Revolut’s PRAGMA is and how it works. Part three covers fraud, […]
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